What is a Credit Report?

A credit report is a history of borrowing and repayment habits. The report typically consists of the following:

  • List of how you have paid your creditors
  • Unpaid collection accounts
  • Public record information such as bankruptcy or judgements
  • Inquiries showing who has checked your credit and when

What is a Credit Score?

A credit score is a numerical value that helps lenders decide how likely you are to repay your debts. This score plays a significant role when applying for credit. The higher your score, the better your credit.

How can Sum Strategies help improve your Credit Rating?

We excel at getting you faster payments while providing easy and flexible payment options to your overdue accounts. This results in an increased cash flow, allowing you to pay your business debts on time.


Learn about your options!

Increase your cash flow, reduce bad debt write-offs, and optimize collection labour hours. Request your consultation today!

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